Insurance

Article

What's My Horse Really Worth?

April 01, 2005

Sometimes circumstances make it necessary to determine the actual monetary value of a horse. If an owner purchases a mortality insurance policy on a horse, for example, it is necessary to know approximately how much it will cost to replace ... Read More

Article

Equine Podiatry: Gaining a Foothold

August 01, 2004

The reason for this is that equine podiatry is still in its infancy, and while there are a lot of very intelligent people working to better understand the horse's foot, it's still a very complex structure with no real analogue in the human physique, ... Read More

Article

Out of Work; Out of Money

June 01, 2004

The world of insurance as it pertains to equines can be a bit complicated for the average horse owner. Nowhere is this more true than with "loss of use" insurance. At the outset, it doesn't seem all that complicated. If your horse can no longer... Read More

Article

More Than a War of Words

May 01, 2004

More than a half-century ago, noted science fiction author Isaac Asimov began his acclaimed series of Robot novels, examining increasingly complex interactions between humans and robots in a future world. Asimov's underlying premise for... Read More

Article

Insuring Good Health

November 01, 2003

In today's world, there are many types of insurance that can protect us and our horses in the event of the ravages of disease, the pocket-emptying crisis of colic, and the finality of catastrophic injury and euthanasia. Equine insurance today... Read More

Article

Insurance Provides Comfort to Horse Owners and Breeders Against West Nile Virus

June 03, 2003

In Canada, Alberta and Ontario horse breeders and owners insured through CBL Oxford Insurance and Canada Brokerlink can feel confident that its horse mortality insurance policies will provide compensation for any horses killed by the West Nile viru... Read More

Article

Lloyd's Continues Support of Equine Disease Quarterly

April 29, 2003

Forewarned is forearmed. That is why Lloyd's of London Underwriters, Brokers, and their Kentucky Agents have made a gift of $40,000 to the University of Kentucky's Department of Veterinary Science for continued support of the Equine Disease... Read More

Article

Australian Horse Council Investigating Industry Insurance

October 09, 2002

The Australian Horse Industry Council has received funding to begin a process to help the industry with Public Liability Insurance (PLI). The group is developing a code of practice, implementation guides, risk management regimes, and an... Read More

Article

Protecting Equine Investment

March 01, 2002

Equine insurance is not necessarily about how much the horse is worth, but how much the owner can afford to lose. Many horse owners in Kentucky, Ohio, and other states last year were struck by an unexpected, widespread loss of foals. Related... Read More

Article

Veterinarian's Role In Equine Insurance

October 15, 2001

Why Insure?

Over the last several years, more and more horses are being insured. The purchase of a horse or horses is a significant investment relative to purchase price and ultimate maintenance. For many buyers, the... Read More

Article

Horse Council Opposes Federal HIPPA Rules Affecting Riders

October 12, 2001

The American Horse Council submitted comments opposing proposed regulations governing the provisions in the Health Insurance Portability and Accountability Act of 1996 (HIPAA). The regulations were proposed by the Internal Revenue Service, the... Read More

Article

Stallion Insurance

October 11, 2001

There is virtually no investment in the horse business, short of buying a farm, that equals the investment in a stallion. Whether an individual is buying a horse or several members get together to form a syndicate, the price can run well into th... Read More

Article

Mare Fertility Insurance

October 11, 2001

Each year horse breeders, regardless of the breed they nurture, make their biggest financial decisions when they decide on matings. Those decisions involve the allure of the equine business and its... Read More

Article

Health Insurance for Horses

October 04, 2001

Sometimes all that separates a horse from life-saving treatment vs. euthanasia is economics: If a horse owner doesn't have the money to provide treatment, often the only humane option left is to put the horse down. It's a... Read More

Article

Planning Health Expenses

October 01, 2001

The number and variety of sophisticated services equine veterinarians can provide for horses have grown greatly through the years. How much of these services you choose for your horses usually depends on how much money you want to spend, and wha... Read More

Article

Life After Colic Surgery

August 01, 2001

Q: My horse had successful colic surgery about 3 1/2 years ago. He is now for sale, but as soon as someone hears that he had the surgery, they are no longer interested and ignore all the good points about the horse. Is there any... Read More

Article

Buying or Building a Farm

June 01, 2001

Buying or building a horse farm can be a challenging venture where dreams might or might not become reality, and where budgets dictate compromise. The buyer needs to consider what is more advantageous: To build on empty land, or to buy a... Read More

Article

Riders Health Insurance At Risk

April 06, 2001

Regulations proposed by the Internal Revenue Service, the Pension and Welfare Benefits Administration and the Health Care Financing Administration could affect people who enjoy horseback riding (and other forms of recreation) by permitting healt... Read More

Article

Checking Out Equine Insurance

April 01, 2001

Q:  I recently read your article in the February 2001 issue about horse insurance by Les Sellnow. What I would like to know is how to check and find out if the horse insurance you have is with a company with a good... Read More

Article

Equine Insurance

February 01, 2001

Can you protect yourself against potential calamities by purchasing insurance? The answer to that question is easy. Yes. You can insure your horse for a wide variety of eventualities--all the way from being struck by lightning or hit by a car... Read More

Article

Equine-Related Human Injuries

October 01, 2000

Like bicycles, skateboards, and dogs, horses supply fun and risk. Riding bikes or skateboards can lead to falls, and dogs can bite. Handling and riding horses can mean falls, bites, and kicks, but like other leisure pursuits, the pleasures... Read More

Article

Bayer to Sell U.S. And Canadian Livestock And Equine Biologicals Business

June 01, 2000

The Animal Health business group of Bayer Corporation's Agriculture Division has agreed to sell the group's U.S. and Canadian livestock and equine biologicals business to Intervet Inc. The Bayer unit manufactures biological vaccines for cattle,... Read More

Article

Limitation of Liability

August 01, 1998

Horses often seem to be accidents waiting to happen, and most horse owners can recount at least one horror story that starts with: "You aren't going to believe this, but..." Less apparent, but equally true, is the realization that horse... Read More

Article

Should You Insure?

April 01, 1998

How much can you afford to lose? That's the crux of any insurance question and it's no exception for those who transport their horses to shows tracks breeding facilities sales barns living history festivals vacation areas parks and so... Read More