Insurance
Article
Horse-Sitting 101: Legalities to Consider
Eliminate some of the anxiety of leaving your horse with a sitter by preparing for the trip in advance.
Photo by Anne M. Eberhardt
Article
How Much Does a Horse Cost?
August 01, 2012
A look at what it really costs to own a horse besides the initial purchase price.... Read More
Article
2012 Equine Business Conference Scheduled
December 14, 2011
Topics covered include equine insurance; law; tax and finance; and promotion, marketing, and advertising.... Read More
Article
November KENA Meeting Focuses on Equine Law
November 01, 2011
Joel Turner, chair of the Frost Brown Todd Attorneys, LLC, equine law group, will speak to attendees.... Read More
Article
Horse-Sitting 101: Legalities to Consider
October 05, 2011
Eliminate some of the anxiety of leaving your horse with a sitter by preparing for the trip in advance. ... Read More
Article
Equine Insurance: Risk Management
October 01, 2011
Do you need equine insurance and, if so, what type? An experienced owner breaks down the countless options.... Read More
Article
Liability and Horses (Book Excerpt)
March 29, 2010
Horses often seem to be accidents waiting to happen. It's important to shield yourself from liability. ... Read More
Article
Sharing the Risk
March 01, 2010
Insurance is nothing more than a way for one person to shift to someone else the risk of something bad happening. I pay you a premium; in return, you agree to take the financial hit if I have an accident, or my horse dies or gets sick/injured.... Read More
Article
Markel Acquires Agri-Risk Services Inc.
October 13, 2009
According to NU Online News Service, Markel Insurance Company has announced the acquisition of Agri-Risk Services Inc., an equine retail specialty agency in Overland Park, Kan. The announcement noted that financial terms were not... Read More
Article
Planning for the Worst While You're Away
June 14, 2009
Take the steps to provide the best treatment possible for your horse and your situation, and decrease the stress on yourself and the veterinary team in the event of an equine emergency. Please turn on your imagination for ... Read More
Article
Horse and Farm Insurance
May 01, 2009
Choose a knowledgeable insurance agent with a reputable company that understands horses and the horse industry... Read More
Article
AAEP 2008: Performance Horse Forum
April 08, 2009
In a year that saw increased public scrutiny of equine welfare and medication issues both on the track and in the competition field, veterinarians at the 2008 Annual Convention of the American Association of Equine Practitioners (AAEP) in San... Read More
Article
5 Hints for Hiring a Horse Sitter
August 01, 2008
Give careful consideration to your candidates to increase the odds of having a satisfactory outcome.... Read More
Article
Alabama Woman Charged in Horse Insurance Fraud Case
June 18, 2008
An Alabama woman who claimed her Belgian Warmblood cross mare died in a barn fire now faces insurance fraud charges in connection with the horse's death. Flomaton, Ala., Police Chief Mike Lambert said Brenda Gradia, 41, is accused of... Read More
Article
Keeping Records
June 02, 2008
At some point, in response to an audit, for example, it may be necessary to prove to the IRS that your horse activity really is a business entitled to deductions for business expenditures. You also may be required to prove the level of your participa... Read More
Article
Horse Owner Liability on Trial in Britain
March 03, 2008
The legal responsibilities of being a racehorse owner in Britain have come to the fore in the wake of a multi-million dollar legal claim against the owners and trainer of a horse that severely injured an assistant trainer in a pre-race paddock... Read More
Article
Insurance: Not Sexy, But Essential
January 01, 2008
Insurance: It's not sexy. No one wants to think about it. Heck, I wasn't all that keen to write about it. But when something happens, aren't we glad we have it? Let's face the ugly truth. In today's litigious society, insurance is a must. While we ... Read More
Article
Liability and Horses (Book Excerpt)
November 12, 2007
For someone in the horse business, liability lurks behind every stall door, in every paddock, on every trail, and in every business transaction. When you buy a load of hay on credit, for example, you are incurring a liability... Read More
Article
Readers Respond: Preparing for the Worst
November 05, 2007
More than 1,300 readers of TheHorse.com responded to a poll asking, "Do you buy insurance for your horse(s)?" <IMG alt="Equin... Read More
Article
Paperwork for When You're Not There
March 01, 2007
Horse paperwork--it's not what you're thinking. This is not about your horse standing in front of a schematic drawing making a checklist of plans on how to break into the grain room in the middle of the night. This is about those issues that requir... Read More
Article
Insured Geldings, Mares At Greater Risk of Death Than Stallions
November 09, 2006
Swedish researchers examining the five-year survival rates of insured Warmbloods found that geldings and mares have a greater mortality risk than stallions. They also found that horses with a history of "costly veterinary events" were at a... Read More
Article
Preparing for the Worst
November 01, 2006
Horses are delicate creatures. Despite their size and strength, they can be afflicted by a host of ailments. Their use in equestrian sports, their curious nature, and their boisterous social interactions can easily put them in injury-causing... Read More
Article
Owners of Horses Lost in Michigan Arson Learn Insurance was Inadequate
October 03, 2006
Owners of some of the 18 horses killed in a St. Clair County barn fire are finding out that they did not have enough insurance to replace all of what they lost. Farm owner Beverly McCollum owned nine of the horses killed in the Sept. 9 fire... Read More
Article
What's My Horse Really Worth?
April 01, 2005
Sometimes circumstances make it necessary to determine the actual monetary value of a horse. If an owner purchases a mortality insurance policy on a horse, for example, it is necessary to know approximately how much it will cost to replace ... Read More
Article
Equine Podiatry: Gaining a Foothold
August 01, 2004
The reason for this is that equine podiatry is still in its infancy, and while there are a lot of very intelligent people working to better understand the horse's foot, it's still a very complex structure with no real analogue in the human physique, ... Read More
Article
Out of Work; Out of Money
June 01, 2004
The world of insurance as it pertains to equines can be a bit complicated for the average horse owner. Nowhere is this more true than with "loss of use" insurance. At the outset, it doesn't seem all that complicated. If your horse can no longer... Read More
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Q. Q: My horse had successful colic surgery about 3 1/2 years ago. He is now for sale, but as soon as someone hears that he had the surgery, they are no longer interested and ignore all the good points about the horse. Is there any statistical data that shows a correlation between colic surgery and future health? Jerry <P
Checking Out Equine Insurance
Q. Q: I recently read your article in the February 2001 issue about horse insurance by Les Sellnow. What I would like to know is how to check and find out if the horse insurance you have is with a company with a good reputation. I have had my insurance for eight years, and I have never had to use it. I've been told by several people that when it came time to make claims,
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