Owners of some of the 18 horses killed in a St. Clair County barn fire are finding out that they did not have enough insurance to replace all of what they lost.
Farm owner Beverly McCollum owned nine of the horses killed in the Sept. 9 fire in Clyde Township, but only had partial insurance--$4,000 worth for a $25,000 horse-- on one of them. Insuring all of the horses would have been too
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