Readers Respond: Preparing for the Worst

November 05, 2007

More than 1,300 readers of responded to a poll asking, "Do you buy insurance for your horse(s)?"

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Paperwork for When You're Not There

March 01, 2007

Horse paperwork--it's not what you're thinking. This is not about your horse standing in front of a schematic drawing making a checklist of plans on how to break into the grain room in the middle of the night. This is about those issues that requir... Read More


Insured Geldings, Mares At Greater Risk of Death Than Stallions

November 09, 2006

Swedish researchers examining the five-year survival rates of insured Warmbloods found that geldings and mares have a greater mortality risk than stallions. They also found that horses with a history of "costly veterinary events" were at a... Read More


Preparing for the Worst

November 01, 2006

Horses are delicate creatures. Despite their size and strength, they can be afflicted by a host of ailments. Their use in equestrian sports, their curious nature, and their boisterous social interactions can easily put them in injury-causing... Read More


Owners of Horses Lost in Michigan Arson Learn Insurance was Inadequate

October 03, 2006

Owners of some of the 18 horses killed in a St. Clair County barn fire are finding out that they did not have enough insurance to replace all of what they lost.

Farm owner Beverly McCollum owned nine of the horses killed in the Sept. 9 fire... Read More


What's My Horse Really Worth?

April 01, 2005

Sometimes circumstances make it necessary to determine the actual monetary value of a horse. If an owner purchases a mortality insurance policy on a horse, for example, it is necessary to know approximately how much it will cost to replace ... Read More


Equine Podiatry: Gaining a Foothold

August 01, 2004

The reason for this is that equine podiatry is still in its infancy, and while there are a lot of very intelligent people working to better understand the horse's foot, it's still a very complex structure with no real analogue in the human physique, ... Read More


Out of Work; Out of Money

June 01, 2004

The world of insurance as it pertains to equines can be a bit complicated for the average horse owner. Nowhere is this more true than with "loss of use" insurance. At the outset, it doesn't seem all that complicated. If your horse can no longer... Read More


More Than a War of Words

May 01, 2004

More than a half-century ago, noted science fiction author Isaac Asimov began his acclaimed series of Robot novels, examining increasingly complex interactions between humans and robots in a future world. Asimov's underlying premise for... Read More


Insuring Good Health

November 01, 2003

In today's world, there are many types of insurance that can protect us and our horses in the event of the ravages of disease, the pocket-emptying crisis of colic, and the finality of catastrophic injury and euthanasia. Equine insurance today... Read More


Insurance Provides Comfort to Horse Owners and Breeders Against West Nile Virus

June 03, 2003

In Canada, Alberta and Ontario horse breeders and owners insured through CBL Oxford Insurance and Canada Brokerlink can feel confident that its horse mortality insurance policies will provide compensation for any horses killed by the West Nile viru... Read More


Lloyd's Continues Support of Equine Disease Quarterly

April 29, 2003

Forewarned is forearmed. That is why Lloyd's of London Underwriters, Brokers, and their Kentucky Agents have made a gift of $40,000 to the University of Kentucky's Department of Veterinary Science for continued support of the Equine Disease... Read More


Australian Horse Council Investigating Industry Insurance

October 09, 2002

The Australian Horse Industry Council has received funding to begin a process to help the industry with Public Liability Insurance (PLI). The group is developing a code of practice, implementation guides, risk management regimes, and an... Read More


Protecting Equine Investment

March 01, 2002

Equine insurance is not necessarily about how much the horse is worth, but how much the owner can afford to lose. Many horse owners in Kentucky, Ohio, and other states last year were struck by an unexpected, widespread loss of foals. Related... Read More


Veterinarian's Role In Equine Insurance

October 15, 2001

Here’s a breakdown of what to know and how your veterinarian is involved in the process.... Read More


Horse Council Opposes Federal HIPPA Rules Affecting Riders

October 12, 2001

The American Horse Council submitted comments opposing proposed regulations governing the provisions in the Health Insurance Portability and Accountability Act of 1996 (HIPAA). The regulations were proposed by the Internal Revenue Service, the... Read More


Stallion Insurance

October 11, 2001

There is virtually no investment in the horse business, short of buying a farm, that equals the investment in a stallion. Whether an individual is buying a horse or several members get together to form a syndicate, the price can run well into th... Read More


Mare Fertility Insurance

October 11, 2001

Each year horse breeders, regardless of the breed they nurture, make their biggest financial decisions when they decide on matings. Those decisions involve the allure of the equine business and its... Read More


Health Insurance for Horses

October 04, 2001

Sometimes all that separates a horse from life-saving treatment vs. euthanasia is economics: If a horse owner doesn't have the money to provide treatment, often the only humane option left is to put the horse down. It's a... Read More


Planning Health Expenses

October 01, 2001

The number and variety of sophisticated services equine veterinarians can provide for horses have grown greatly through the years. How much of these services you choose for your horses usually depends on how much money you want to spend, and wha... Read More


Life After Colic Surgery

August 01, 2001

Q: My horse had successful colic surgery about 3 1/2 years ago. He is now for sale, but as soon as someone hears that he had the surgery, they are no longer interested and ignore all the good points about the horse. Is there any... Read More


Buying or Building a Farm

June 01, 2001

Buying or building a horse farm can be a challenging venture where dreams might or might not become reality, and where budgets dictate compromise. The buyer needs to consider what is more advantageous: To build on empty land, or to buy a... Read More


Riders Health Insurance At Risk

April 06, 2001

Regulations proposed by the Internal Revenue Service, the Pension and Welfare Benefits Administration and the Health Care Financing Administration could affect people who enjoy horseback riding (and other forms of recreation) by permitting healt... Read More


Checking Out Equine Insurance

April 01, 2001

Q:  I recently read your article in the February 2001 issue about horse insurance by Les Sellnow. What I would like to know is how to check and find out if the horse insurance you have is with a company with a good... Read More


Equine Insurance

February 01, 2001

Can you protect yourself against potential calamities by purchasing insurance? The answer to that question is easy. Yes. You can insure your horse for a wide variety of eventualities--all the way from being struck by lightning or hit by a car... Read More